Indian Rocks Beach Homes with Beach Access Water Frontage

Indian Rocks Beach Homes with Beach Access Water Frontage

Welcome to Indian Rocks Beach, a hidden gem nestled along the stunning Gulf Coast of Florida in Pinellas County. This charming seaside town is renowned for its laid-back atmosphere, pristine sandy shores, and vibrant community. With its picturesque waterfront views and inviting beach access, Indian Rocks Beach offers an idyllic lifestyle for those seeking a tranquil escape from the hustle and bustle of city life.

Imagine waking up each morning to the gentle sound of waves lapping against the shore, with the sun rising over the horizon casting a golden glow on the water. Homes with beach access and waterfront frontage in this area provide not just a residence, but a lifestyle filled with outdoor adventures and relaxation. Whether you’re a water sports enthusiast, an avid beachcomber, or simply someone who enjoys soaking up the sun, the opportunities for fun and leisure are endless.

In addition to its natural beauty, Indian Rocks Beach boasts a friendly community atmosphere, where local shops, cafes, and restaurants are just a leisurely stroll away. Spend your afternoons exploring the scenic parks, indulging in fresh seafood at waterfront eateries, or taking a sunset stroll along the beach.

With a variety of homes available, from cozy beach cottages to luxurious waterfront estates, there’s something to suit every taste and budget. Embrace the coastal lifestyle you’ve always dreamed of in Indian Rocks Beach, where every day feels like a vacation. Discover your perfect home with beach access and waterfront views today!

Newest Indian Rocks Beach Homes with Beach Access Water Frontage

1206 Bay Shore Boulevard, Indian Rocks Beach
$615,000
2 Beds ⋅ 1 Baths ⋅ Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code
A refreshed Indian Rocks Beach retreat offering a great combination of location, low-maintenance living and flexibility. Located on a 51 x 109 lot along Bay Shore Boulevard, this inviting home is just across the street from the Intracoastal Waterway, ONE block from 15th Ave Resident Boat Ramp and TWO blocks from Kolb Park, putting boating, recreation and the best of the beach-town lifestyle right outside your door. Inside, the home has been comprehensively updated (permits included!). Buyers will enjoy gleaming, durable terrazzo flooring throughout the living spaces, abundant natural light and a fresh, comfortable interior with new kitchen appliances. Major improvements also include a 2022 roof and 2025 HVAC (elevated above any flood impacts). Outside, the fully pavered backyard creates an easy, low-maintenance space for relaxing, entertaining or enjoying the Florida sunshine. A one-car garage with epoxy flooring and a storage shed with ramp access add valuable flexibility for storage, hobbies, beach gear and more. For those looking for more than a primary residence, the location also offers interesting investment possibilities as a Short- or Long-term rental -- subject to applicable regulations & fees per the City of Indian Rocks Beach. The home may also be purchased furnished (negotiable) making it an especially convenient option for buyers looking to settle in & begin enjoying their Indian Rocks Beach lifestyle immediately. Whether you're looking for a low-maintenance place to call home, a coastal getaway or an investment opportunity, this well-positioned Bay Shore Boulevard property is worth a closer look!

1206 Bay Shore Boulevard, Indian Rocks Beach
1400 Gulf Boulevard Unit 3A, Indian Rocks Beach
$795,000
2 Beds ⋅ 2 Baths ⋅ Pelicans Roost Beach SubDv. ⋅ 33785 Zip Code
BEACHFRONT LIVING AT ITS BEST! Welcome to Pelican’s Roost, a very special BEACHFRONT COMPLEX of just 10 residences (5 buildings with 2 units per building, 1 condo per floor), offering a PEACEFUL RETREAT with DIRECT and PRIVATE BEACH ACCESS to miles of sandy shoreline and sparkling Gulf waters in HIGHLY DESIRABLE INDIAN ROCKS BEACH…or as the locals say…IRB. Unit #3A is a TOP-FLOOR RESIDENCE with no one above you, no shared side walls, and windows on all four sides. Step inside and you’ll immediately appreciate the perfect blend of COASTAL CHARM, COMFORT AND A TRUE HOME-LIKE FEEL. The OPEN-CONCEPT KITCHEN, LIVING AND DINING AREA features VAULTED CEILINGS and flows effortlessly through double sliders to an ENORMOUS 500+ SF COVERED BALCONY. This is where you’ll want to spend your time enjoying GULF VIEWS, BREATHTAKING SUNSETS, SOOTHING SOUNDS OF THE WAVES and REFRESHING OCEAN BREEZES. Inside, you’ll find a THOUGHTFULLY UPDATED and WELL-MAINTAINED INTERIOR that is MOVE-IN READY (furniture and furnishings available). Both BEDROOM SUITES feature PRIVATE EN-SUITE BATHS, creating comfortable accommodations for owners and guests alike. Electric panel (2025). Easy operation hurricane shutters on the sliders (2016). Windows (2000). HVAC (compressor 2019 / handler 2010). Water heater (2022). Updated kitchen and baths. CONSISTENT, BEACH FRIENDLY FLOORING THROUGHOUT. Additional features include INSIDE LAUNDRY (washer & dryer 2017), COVERED UNDER-BUILDING PARKING, plenty of guest parking, and PRIVATE GROUND-LEVEL STORAGE. PET FRIENDLY (large dogs allowed for owners, no pets for tenants). PROACTIVE and ATTENTIVE ASSOCIATION for added peace of mind. HARDIE BOARD CEMENT SIDING and a FULL METAL ROOF REPLACEMENT (2016), along with routine maintenance and preventative pest control (interior and exterior) in place. IRB is an outstanding beach community with a ton of FUN IN THE SUN activities for all to enjoy. Several parks, including a waterfront nature park with outdoor exercise equipment, pickleball, tennis and basketball courts, playgrounds and a dog park. Golf cart friendly with several community events throughout the year, along with great local restaurants, coffee shops and beach boutiques. When you’re ready to venture beyond the beach, convenient access makes exploring anywhere in PINELLAS COUNTY, TAMPA AND AREA AIRPORTS a breeze. Whether you’re here for the SUNSETS, THE SAND, THE LIFESTYLE OR THE INVESTMENT POTENTIAL, this is your opportunity to own a SLICE OF PARADISE in one of Florida’s most beloved beach communities. FLIP FLOP LIVING AWAITS!

1400 Gulf Boulevard Unit 3A, Indian Rocks Beach
1512 Gulf Boulevard, Indian Rocks Beach
$5,395,000
5 Beds ⋅ 4 Baths ⋅ Indian Beach Re-Revised SubDv. ⋅ 33785 Zip Code
Ultra-rare coastal treasure! Classic beach front residence with two separate guest units retains stunning mid-century architectural details offering an ambiance of a bygone era of seaside living! With privacy rarely found on the beach, the buildings are surrounded by expansive grounds of just under ½ acre and a HUGE resort style heated pool designed to serve the entire compound. Impressive views from 50 foot of Gulf frontage, and 100 foot of broad boulevard access, the possibilities are endless! All three residences are fully furnished and updated and may be enjoyed as a fabulous private family retreat, or an impressive investment opportunity with the city of Indian Rocks Beach’s flexible short-term rentals allowing for maximizing returns across three units. Main home offers over 2000 sq. ft of heated/cooled living area (3bedroom and 2 bath) and a total of 3713 sq. ft which includes an oversized climate-controlled garage and extensive covered patio. Additional one bedroom and separate efficiency apartments totaling approximately 864 sq ft offer the perfect setting for extended family and friends to enjoy the best of coastal living. Easy living one level floorplans, the buildings are positioned on higher ground than many other coastal areas allowing peace of mind during recent storms. Alternatively, with its commercial tourist zoning, the property offers redevelopment opportunities for approximately 10 units. Indian Rocks Beach is a wonderful beachside town- easy walk to parks, recreation facilities, art center, fine restaurants and shops. Minutes to major access roads to Tampa, St Pete and Clearwater.

1512 Gulf Boulevard, Indian Rocks Beach
2112 Gulf Boulevard Unit 4B, Indian Rocks Beach
$749,900
2 Beds ⋅ 2 Baths ⋅ Sea Haven Resort Condo SubDv. ⋅ 33785 Zip Code
DON’T JUST BUY A BEACH CONDO—BUY THE VIEW, THE LOCATION & THE INCOME! Water views from every room! This beautifully remodeled 2BR/2BA, 1,080 SF fourth-floor condo offers a rare penthouse-like feel in the heart of Indian Rocks Beach. Completely remodeled and freshly painted, this turnkey residence features a stylish kitchen with Café appliances and modern finishes throughout. The elevated fourth-floor setting provides beautiful water views and a sense of privacy that makes this unit truly stand out. Strong rental history with approximately $55,000 in net short-term rental income last year, making this an attractive opportunity for buyers looking for both a coastal retreat and income potential. Rental use is subject to current association restrictions. Major building improvements have already been completed, including the roof, elevator Modernization, exterior painting, and interior common-area painting. The association has an ongoing Building Reserve contribution for long-term building needs. If you're comparing Indian Rocks Beach condos, don't miss this one—the combination of views, upgrades, elevation, and proven rental performance makes #402 stand apart

2112 Gulf Boulevard Unit 4B, Indian Rocks Beach
2700 Gulf Boulevard Unit 2, Indian Rocks Beach
$699,900
2 Beds ⋅ 3 Baths ⋅ Bengal Bay Condo SubDv. ⋅ 33785 Zip Code
BEACHSIDE TOWNHOME with BEACH VIEWS! West side of Gulf Blvd! Rarely available! Enjoy beach views and Gulf breezes! Remodeled, fully furnished townhome with 2 bedrooms, 2.5 bathrooms and 2 car carport. *****SUPER LOW CONDO FEE only $667/month (paid Quarterly) includes our insurance for Hurricane, Flood & Wind, Landscaping service, plus Escrow funds for repairs/maintenance****TWO PETS ALLOWED***** Great rental investment - very popular townhome - sold fully equipped - move-in/rental ready**** Only 4 townhomes in small quaint, well-run complex. ROOF replaced 2025, exterior siding Hardi-boards. Fully equipped kitchen, granite countertops, stainless steel appliances, loads of counter and cabinet space, Great room plan with fireplace off kitchen with dining table set, newer couch and armchairs. Two beach view balconies with patio furniture. New easy maintenance Luxury vinyl faux wood flooring throughout. Both bedrooms feature vaulted ceilings, and their own ensuite full private full baths located upstairs on 2nd floor PLUS bedrooms have split plan for added privacy. Primary bedroom has KING size bed and private balcony with beach views. Guest bedroom has QUEEN bed. Main living area on 1st floor with great room plan with half bath (toilet & sink) and laundry area with full size washer dryer. For BEACH DAYS there are various beach chairs, floaties, beach wagon, umbrella & a cooler. Townhome enjoys side beach views from both balconies, only about 40 ft to public beach access at 27th Ave. Beautifully decorated, very comfortable, only thing you need to bring is your toothbrush! Charming Indian Rocks Beach has everything residents and visitors love! Beautiful (smoke free) sparkling beaches, award winning restaurants, quaint shops, festivals, dog park, fishing pier, playgrounds and parks with tennis, pickleball, basketball and skateboard park. PLUS an IRB resident BOAT RAMP with that small town friendly atmosphere. TENANT OCCUPIED ----DO NOT DISTURB ---APPT ONLY PLEASE

2700 Gulf Boulevard Unit 2, Indian Rocks Beach
1310 Gulf Boulevard Unit 502, Indian Rocks Beach
$1,149,000
2 Beds ⋅ 2 Baths ⋅ Sea Horse Condo SubDv. ⋅ 33785 Zip Code
Experience elevated beachfront living in this exceptional penthouse at Sea Horse Condominium, an intimate 15-residence Gulf-front community directly on the sands of Indian Rocks Beach (IRB). Endless Gulf views and spectacular sunsets create an extraordinary coastal retreat, ideal as a luxurious second home or full-time Florida residence. This move-in-ready, fully updated penthouse is being sold furnished, offering effortless coastal living from day one. Hurricane-impact windows and sliders fill the open-concept living space with natural light while showcasing breathtaking Gulf of Mexico views. Beautiful vinyl plank flooring flows throughout, complemented by new kitchen cabinetry, quartz countertops, newer appliances and beautifully updated baths. The HVAC system and water heater were replaced in 2021. The spacious primary suite features a beautifully updated en-suite bath and walk-in closet, while the Gulf-front private balcony provides direct access from the living room, creating a seamless indoor-outdoor connection and an unparalleled setting for morning coffee, evening cocktails and spectacular sunsets. Sea Horse Condominium has undergone extensive improvements, including hurricane-impact windows and doors, epoxy non-skid balcony surfaces, an updated pool and enhanced grounds. With only 15 residences, this boutique community offers a level of privacy and exclusivity rarely found along Florida’s Gulf Coast. Ideally on Gulf Boulevard in IRB, this penthouse places you close to locally loved restaurants, shops and the area's relaxed beach-town lifestyle, with convenient access to Clearwater Beach, St. Petersburg and the greater Tampa Bay area. A rare opportunity to own a beautifully updated, furnished Gulf-front penthouse where breathtaking views, coastal living and the beach are right outside your door.

1310 Gulf Boulevard Unit 502, Indian Rocks Beach
60 Gulf Boulevard Unit 402, Indian Rocks Beach
$999,900
2 Beds ⋅ 3 Baths ⋅ Happy Fiddler Condo The SubDv. ⋅ 33785 Zip Code
Welcome to Happy Fiddler at the Narrows, where coastal luxury meets unbeatable versatility. Perched on the top floor at 60 Gulf Blvd (#402), this premier 1,795-square-foot penthouse delivers rare 360-degree views sweeping across both the Gulf of Mexico and the Intracoastal Waterway. Designed for seamless coastal living, the layout features a light-filled great room and an open-concept kitchen built for entertaining. A thoughtful split-bedroom floor plan ensures total privacy for guests, while the expansive primary suite serves as a personal sanctuary—complete with captivating beach vistas, an ensuite bath, and a deep walk-in closet. Sold with all furnishings included and currently operating as an active vacation rental with immediate income potential, this property is completely turnkey ready. Building highlights include a heated pool, private bayside fishing dock, and direct access to sugar-white sands, placing you just steps from top local dining and boutique shopping in Indian Rocks Beach. Newer windows and doors installed 2018, permit on file, new metal roof 2024, community and Milestone on file Whether you are expanding your investment portfolio or searching for a private waterfront retreat, this penthouse delivers the quintessential Florida lifestyle. Shown by appointment only. Active STR with weekly rentals, 100% passive investment with managment in place.

60 Gulf Boulevard Unit 402, Indian Rocks Beach
2706 Gulf Boulevard, Indian Rocks Beach
$1,995,000
2 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised SubDv. ⋅ 33785 Zip Code
Offered at $2,195,000, 2706 Gulf Blvd is a completely reimagined, turnkey coastal residence just steps from the Gulf of America in the heart of Indian Rocks Beach. Positioned on the desirable west side of Gulf Boulevard and offered fully furnished, this exceptional property combines the feel and finish of a newly completed home with Commercial Tourist (CT) zoning and short-term vacation-rental potential. Virtually every component has been replaced, upgraded or thoughtfully redesigned. Major improvements include a new roof, 200-amp electrical service, new plumbing and PVC sewer lines, front and rear backflow improvements, natural gas, gas heat, tankless hot water heater, new HVAC systems including a mini-split in the Florida room, and approximately 100 additional square feet of conditioned living space. All exterior windows and doors are high-impact hurricane rated. Special attention was also given to coastal resilience. All entry points are equipped with custom FlowStop aluminum flood barriers, providing an additional layer of protection against potential water intrusion. Combined with impact-rated windows and doors, updated underground plumbing and backflow improvements, the home has been thoughtfully upgraded for coastal living. Inside, everything has been transformed with new tile flooring, interior doors, closets, lighting, finishes and fixtures. The kitchen features new cabinetry, stone countertops and Kitchen Aid, stainless steal appliances. All three bathrooms are completely new, including a shower added to the former half bath. An interior wet bar, new washer and dryer, alarm and security camera systems complete the turnkey interior. Outside, a new heated in-ground pool anchors a private resort-style setting surrounded by new pavers, artificial turf, fencing, landscaping, trees and plantings. Additional improvements include a sprinkler system, storage shed, hot-and-cold outdoor shower, exterior lighting and fully pavered driveway. The property is offered FULLY FURNISHED with new furniture, TVs, Bose soundbars, linens, towels, smallwares and household essentials—ideal for a buyer seeking a turnkey beach residence or furnished investment property. Adding to its appeal is CT zoning and the absence of HOA or condominium leasing restrictions, providing flexibility for primary residence, second-home or short-term vacation-rental use, subject to applicable City of Indian Rocks Beach registration, licensing and operating requirements. Just steps from the beach, the property offers the walk-to-the-Gulf lifestyle sought by vacationers and second-home buyers alike. Whether enjoyed as a luxury residence, Florida beach retreat or furnished income-producing vacation property, 2706 Gulf Blvd delivers a rare combination of beach proximity, extensive new improvements, private heated pool, hurricane protection, dedicated flood-mitigation features, flexible zoning and turnkey furnished delivery in one of Pinellas County's most desirable Gulf Coast communities.

2706 Gulf Boulevard, Indian Rocks Beach
709 Gulf Boulevard, Indian Rocks Beach
$2,350,000
6 Beds ⋅ 6 Baths ⋅ New Haven Beach SubDv. ⋅ 33785 Zip Code
Construction just completed !New duplex located steps from beach and vibrant IRB. Spacious two-car garage on the first floor can accomodate golf carts, surfboards, and more. The second floor offers an open living space composed of kitchen, quartz countertops, a living area, and a half bath. On the third floor three bedrooms and two full bathrooms, ideal for family and guests. On the fourth floor, beautiful partial views of the Gulf of America , to relax, and enjoy with family and friends. Short distance from Splash Harbour Water Park, restaurants, cafés, and other attractions, don't miss this magnificent new duplex. There is an easement to allow access to all garages for both buildings (709 and 711 Gulf Blvd) Next door duplex also for sale . Listing T88506388.

709 Gulf Boulevard, Indian Rocks Beach
60 Gulf Boulevard Unit 214, Indian Rocks Beach
$815,000
2 Beds ⋅ 2 Baths ⋅ Happy Fiddler Condo The SubDv. ⋅ 33785 Zip Code
This is not just a condo on the beach, it is a lifestyle! Wake up to spectacular direct, unobstructed views of the Gulf and Indian Rocks Beach from this 2-bedroom, 2-bath condo, step onto your private terrace, and then right out onto the soft white sand. Sunset views over the Gulf. Morning views across the Intracoastal. Water on both sides of your beach retreat. From the second bedroom, the view changes to the Intracoastal waterways. Upstairs, both bedrooms have direct access to the bathroom, creating a comfortable and practical layout for owners and guests alike. When you are not here enjoying it yourself, weekly rentals are permitted, giving you the opportunity to generate income from your beach home. With documented annual rental volume exceeding $55,000, this property offers an attractive combination of personal enjoyment and higher income potential if you want to short term rent it full time. Major improvements are already in place, including a NEW ROOF (2025), BRAND-NEW HVAC system (September 2026), and impact windows and sliding doors throughout. The condo is offered fully furnished and turnkey, with additional recent improvements including a water heater (2025), stove (2024), and new entrance door (2026). The condo is offered fully furnished and turnkey, Spend your time enjoying the beach rather than preparing a property for it. Relax by the pool overlooking the beach, walk out onto the sand, or explore the restaurants, shops and attractions of Indian Rocks Beach and the neighboring Gulf communities, all close by. Splash Water Park, is just 1/2 a mile away, while just 350 yards are renowned restaurants and bars like Villa Gallace, Guilty Sea Sports Bar and the Original Crabby Bill's. Come for the view. Stay for the lifestyle. Rent it when you are away. Stop saving the beach for vacation and start making it part of your life.

60 Gulf Boulevard Unit 214, Indian Rocks Beach
604 Gulf Boulevard Unit 207, Indian Rocks Beach
$1,445,000
3 Beds ⋅ 3 Baths ⋅ Bella Capri Condo SubDv. ⋅ 33785 Zip Code
Bella Capri, built in 2009, is an intimate, gated beachfront community featuring only 24 residences, providing exceptional privacy along the shores of Indian Rocks Beach. Designed with both elegance and strength in mind, the community features concrete/block construction, elevated living floors, impact-resistant windows and doors, dual exits, and an advanced fire-suppression system for exceptional peace of mind. Arrive through the gated entrance to beautifully maintained grounds with four secure lobbies and four elevators—each serving only six residences—enhancing comfort, privacy, and exclusivity. This luxurious three-bedroom, three-bath residence is ideal as a full-time coastal home or refined vacation retreat. Inside, a gourmet kitchen offers elegant finishes, premium cabinetry, and a generous walk-in pantry with built-in trash chute. The primary suite provides a private sanctuary with a spacious walk-in closet and spa-inspired bath featuring a rain shower and Roman soaking tub. Each additional bedroom includes its own en-suite bath, with convenient access to the building atrium. The interior is beautifully appointed with premium finishes, including 10-foot tray ceilings, crown molding, travertine flooring, and engineered hardwood. A private laundry room, abundant storage, and an additional owner’s storage closet in the private foyer add everyday convenience. Residents enjoy 200 feet of direct beachfront, along with a heated saltwater pool and spa overlooking the Gulf. The east-facing patio provides tranquil morning sun and a peaceful place to unwind at the end of the day. Two assigned parking spaces and guest parking complete the offering. Indian Rocks Beach offers the best of relaxed coastal living with charming local restaurants, parks, and beach access points just moments away, and convenient proximity to Tampa International Airport and St. Pete–Clearwater Airport.

604 Gulf Boulevard Unit 207, Indian Rocks Beach
2005 Beach Trail Unit A, Indian Rocks Beach
$2,350,000
4 Beds ⋅ 5 Baths ⋅ Indian Beach Re-Revised SubDv. ⋅ 33785 Zip Code
Pre-Construction. To be built. Brought to you by Noah Thomas Builders — where modern luxury meets timeless coastal elegance. Welcome to your dream property on the Gulf Coast — a newly built luxury duplex just a short stroll from the pristine sands and turquoise waters of Indian Rocks Beach. Whether you’re looking for a high-performing investment, a vacation retreat, or multi-generational living, this rare opportunity checks every box. This FEMA-compliant duplex is engineered with the latest post-hurricane and flood-proof standards. This masterpiece sits just blocks from the sand and the Intracoastal Waterway. Side A of this duplex offers over 2,550 sq ft of light-filled living space, thoughtfully designed for modern beach life. With 4 spacious bedrooms and 4 spa-inspired bathrooms, there's room for family, guests, or short-term renters to relax in comfort and style. You will find a private elevator and 3 car stacked garage. You will find high ceilings, open-plan living, modern architectural angles, outdoor kitchen and relaxing soaking pool terrace, premium appliances and custom cabinetry, luxurious spa-style primary suite with oversized shower and ample closet space. From the fourth floor, sweeping views of the Intracoastal and the Gulf of America. FEMA-Compliant & Nightly Rental Zoned — With approved nightly rental zoning, this offers a revenue opportunity in a market where such modern coastal duplexes are rare. Lease for strong occupancy potential — this is a flexible asset with built-in capital resilience and demand. Why investors love it-exceptionally tough build with FEMA-grade flood & hurricane protection, high-margin nightly rental zoning in a sought-after coastal locale, elegant, low-maintenance design tailored for upscale vacationers. To be completed in 2027.

2005 Beach Trail Unit A, Indian Rocks Beach
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